BranchWatch

Citizens Bank

Legal institution: Citizens Bank, National Association. Headquartered in Providence, RI. Part of Citizens Financial Group, Inc. FDIC certificate #57957 · Federal Reserve RSSD 3303298.

Total assets
$227.1B
Deposits
$186.9B
Q1 2026
Active branches
975
977 offices in FDIC records
Closings since Jan 2020
366
27 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$533M
Return on assets
0.94%
Return on equity
7.98%
Noncurrent loan rate
1.48%

Deposits by year (Summary of Deposits)

125
2019
146
2020
153
2021
182
2022
181
2023
180
2024
179
2025

Values in $ billions, June 30 of each year.

Closings by year

47
2020
86
2021
40
2022
79
2023
64
2024
35
2025
15
2026

Openings by year

2
2020
5
2021
6
2022
3
2023
5
2024
5
2025
1
2026

Other network changes since 2020

  • 87 branch relocations
  • 154 branches acquired through purchases or mergers

Branches by state

Recent closings (30 of 366)

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.citizensbank.com.