Citizens Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $111M | $98M | $51M | $12M | $416K | 1.47% | 14.08% | 3.81% | 0.11% |
| Q4 2025 | $115M | $100M | $53M | $12M | $572K | 1.22% | 12.24% | 3.50% | 0.27% |
| Q3 2025 | $103M | $89M | $53M | $11M | $161K | 0.94% | 9.50% | 3.24% | 6.01% |
| Q2 2025 | $104M | $91M | $50M | $11M | $327K | 1.09% | 11.51% | 3.38% | 0.25% |
| Q1 2025 | $110M | $97M | $49M | $10M | $263K | 0.95% | 10.60% | 3.24% | 0.59% |
| Q4 2024 | $110M | $98M | $52M | $10M | $209K | 0.90% | 11.07% | 3.01% | 0.08% |
| Q3 2024 | $103M | $90M | $49M | $10M | $255K | 0.95% | 11.86% | 3.00% | 0.10% |
| Q2 2024 | $112M | $101M | $48M | $9M | $241K | 0.94% | 12.75% | 2.98% | 0.11% |
| Q1 2024 | $116M | $107M | $47M | $9M | $311K | 1.04% | 14.50% | 3.06% | 0.11% |
| Q4 2023 | $123M | $111M | $50M | $9M | $263K | 0.68% | 10.58% | 2.83% | 0.11% |
| Q3 2023 | $112M | $102M | $54M | $7M | $-2K | 0.61% | 9.79% | 2.86% | 0.11% |
| Q2 2023 | $116M | $107M | $51M | $7M | $268K | 0.91% | 14.49% | 2.87% | 0.13% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.