Citizens Bank and Trust Company
Citizens Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $583M | $493M | $280M | $81M | $3M | 1.89% | 13.69% | 4.43% | 0.23% |
| Q4 2025 | $578M | $488M | $276M | $80M | $2M | 1.80% | 13.86% | 4.31% | 0.25% |
| Q3 2025 | $569M | $480M | $273M | $77M | $3M | 1.84% | 14.44% | 4.26% | 0.12% |
| Q2 2025 | $562M | $478M | $271M | $73M | $3M | 1.83% | 14.66% | 4.18% | 0.10% |
| Q1 2025 | $566M | $484M | $266M | $70M | $2M | 1.78% | 14.59% | 4.08% | 0.25% |
| Q4 2024 | $553M | $473M | $266M | $66M | $2M | 1.64% | 14.43% | 4.00% | 0.18% |
| Q3 2024 | $545M | $467M | $264M | $68M | $2M | 1.67% | 14.88% | 3.97% | 0.12% |
| Q2 2024 | $556M | $484M | $261M | $61M | $2M | 1.64% | 15.21% | 3.92% | 0.23% |
| Q1 2024 | $562M | $489M | $257M | $60M | $2M | 1.64% | 15.35% | 3.88% | 0.14% |
| Q4 2023 | $554M | $485M | $249M | $59M | $2M | 1.61% | 16.94% | 3.91% | 0.03% |
| Q3 2023 | $548M | $489M | $241M | $51M | $3M | 1.74% | 18.92% | 3.92% | 0.19% |
| Q2 2023 | $554M | $495M | $239M | $53M | $2M | 1.70% | 18.52% | 3.91% | 0.15% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.