Citizens Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $233M | $195M | $150M | $23M | $558K | 0.92% | 9.63% | 3.38% | 0.18% |
| Q4 2025 | $252M | $195M | $157M | $23M | $594K | 0.81% | 9.26% | 3.11% | 0.24% |
| Q3 2025 | $249M | $191M | $156M | $22M | $493K | 0.76% | 8.82% | 3.07% | 0.73% |
| Q2 2025 | $236M | $192M | $146M | $21M | $500K | 0.74% | 8.72% | 3.04% | 1.35% |
| Q1 2025 | $237M | $187M | $142M | $21M | $389K | 0.64% | 7.71% | 2.92% | 1.16% |
| Q4 2024 | $249M | $185M | $153M | $20M | $479K | 0.48% | 5.88% | 2.54% | 0.27% |
| Q3 2024 | $252M | $189M | $151M | $21M | $232K | 0.38% | 4.62% | 2.46% | 0.24% |
| Q2 2024 | $245M | $193M | $144M | $19M | $288K | 0.39% | 4.72% | 2.44% | 0.71% |
| Q1 2024 | $231M | $183M | $132M | $19M | $175K | 0.29% | 3.56% | 2.28% | 0.31% |
| Q4 2023 | $245M | $183M | $139M | $20M | $202K | 0.36% | 4.36% | 2.39% | 0.39% |
| Q3 2023 | $239M | $191M | $134M | $18M | $185K | 0.37% | 4.46% | 2.43% | 0.38% |
| Q2 2023 | $235M | $205M | $123M | $20M | $177K | 0.40% | 4.67% | 2.45% | 0.63% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.