Citizens Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $158M | $131M | $89M | $16M | $529K | 1.32% | 13.12% | 4.24% | 3.17% |
| Q4 2025 | $163M | $129M | $86M | $16M | $114K | 1.17% | 11.71% | 4.14% | 2.39% |
| Q3 2025 | $158M | $120M | $85M | $16M | $618K | 1.48% | 14.88% | 4.03% | 2.04% |
| Q2 2025 | $154M | $117M | $80M | $15M | $549K | 1.43% | 14.51% | 3.98% | 0.09% |
| Q1 2025 | $148M | $118M | $76M | $15M | $528K | 1.41% | 14.49% | 3.88% | 0.08% |
| Q4 2024 | $151M | $121M | $75M | $15M | $232K | 0.99% | 10.32% | 3.71% | 0.13% |
| Q3 2024 | $141M | $111M | $77M | $15M | $388K | 1.13% | 11.70% | 3.57% | 0.08% |
| Q2 2024 | $138M | $114M | $73M | $13M | $397K | 1.14% | 12.13% | 3.47% | 0.08% |
| Q1 2024 | $138M | $115M | $67M | $13M | $407K | 1.14% | 12.38% | 3.32% | 0.12% |
| Q4 2023 | $147M | $118M | $66M | $13M | $251K | 0.83% | 9.87% | 2.98% | 0.12% |
| Q3 2023 | $141M | $119M | $70M | $12M | $300K | 0.89% | 10.66% | 2.91% | 0.33% |
| Q2 2023 | $143M | $121M | $66M | $12M | $394K | 0.90% | 10.98% | 2.87% | 0.30% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.