Citizens Bank & Trust Co. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $105M | $89M | $63M | $14M | $233K | 0.90% | 6.74% | 5.45% | 4.45% |
| Q4 2025 | $101M | $86M | $62M | $14M | $158K | 0.96% | 7.37% | 5.58% | 5.59% |
| Q3 2025 | $97M | $81M | $66M | $14M | $385K | 1.07% | 8.32% | 5.65% | 4.42% |
| Q2 2025 | $100M | $85M | $66M | $13M | $233K | 0.84% | 6.72% | 5.15% | 4.74% |
| Q1 2025 | $106M | $91M | $62M | $13M | $200K | 0.76% | 6.32% | 5.06% | 4.11% |
| Q4 2024 | $104M | $90M | $64M | $13M | $365K | 1.01% | 8.18% | 4.87% | 3.56% |
| Q3 2024 | $103M | $83M | $73M | $13M | $275K | 0.88% | 7.12% | 4.86% | 3.79% |
| Q2 2024 | $106M | $83M | $67M | $13M | $238K | 0.80% | 6.54% | 4.75% | 3.45% |
| Q1 2024 | $109M | $87M | $56M | $13M | $191K | 0.70% | 5.82% | 4.68% | 5.06% |
| Q4 2023 | $109M | $87M | $53M | $13M | $388K | 2.07% | 19.50% | 4.27% | 4.32% |
| Q3 2023 | $107M | $84M | $61M | $13M | $1M | 2.28% | 22.30% | 4.27% | 3.81% |
| Q2 2023 | $108M | $88M | $61M | $12M | $234K | 0.90% | 9.38% | 4.12% | 3.97% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.