Citizens Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.2B | $1.1B | $605M | $76M | $2M | 0.58% | 8.86% | 2.75% | 0.17% |
| Q4 2025 | $1.1B | $991M | $622M | $73M | $2M | 0.58% | 9.52% | 2.78% | 0.15% |
| Q3 2025 | $1.1B | $997M | $604M | $72M | $2M | 0.57% | 9.58% | 2.74% | 0.23% |
| Q2 2025 | $1.1B | $994M | $603M | $64M | $2M | 0.55% | 9.67% | 2.69% | 0.23% |
| Q1 2025 | $1.1B | $997M | $597M | $63M | $1M | 0.40% | 7.17% | 2.59% | 0.29% |
| Q4 2024 | $1.0B | $910M | $570M | $57M | $1M | 0.46% | 8.52% | 2.31% | 0.17% |
| Q3 2024 | $1.1B | $917M | $570M | $66M | $696K | 0.45% | 8.43% | 2.24% | 0.12% |
| Q2 2024 | $1.1B | $903M | $567M | $56M | $1M | 0.54% | 10.75% | 2.21% | 0.11% |
| Q1 2024 | $1.1B | $888M | $586M | $53M | $2M | 0.66% | 13.60% | 2.02% | 0.30% |
| Q4 2023 | $1.1B | $857M | $579M | $54M | $822K | 0.60% | 12.66% | 2.29% | 0.26% |
| Q3 2023 | $1.0B | $873M | $552M | $44M | $3M | 0.70% | 14.99% | 2.39% | 0.29% |
| Q2 2023 | $1.0B | $886M | $546M | $49M | $1M | 0.52% | 10.79% | 2.47% | 0.28% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.