Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $253M | $220M | $216M | $20M | $978K | 1.55% | 19.78% | 4.11% | 1.28% |
| Q4 2025 | $252M | $220M | $213M | $20M | $846K | 1.35% | 17.60% | 4.10% | 1.18% |
| Q3 2025 | $246M | $213M | $209M | $19M | $843K | 1.35% | 17.63% | 4.06% | 1.30% |
| Q2 2025 | $243M | $212M | $201M | $19M | $801K | 1.33% | 17.66% | 4.02% | 1.08% |
| Q1 2025 | $237M | $211M | $194M | $18M | $810K | 1.34% | 18.02% | 3.97% | 1.13% |
| Q4 2024 | $246M | $219M | $196M | $18M | $763K | 1.03% | 13.23% | 3.69% | 1.06% |
| Q3 2024 | $236M | $207M | $187M | $18M | $640K | 0.94% | 11.80% | 3.63% | 1.10% |
| Q2 2024 | $214M | $183M | $179M | $17M | $429K | 0.84% | 10.38% | 3.63% | 0.42% |
| Q1 2024 | $204M | $175M | $175M | $17M | $447K | 0.86% | 10.68% | 3.69% | 0.43% |
| Q4 2023 | $210M | $180M | $174M | $17M | $539K | 1.05% | 13.11% | 3.66% | 0.29% |
| Q3 2023 | $207M | $178M | $170M | $17M | $572K | 1.05% | 13.13% | 3.70% | 0.28% |
| Q2 2023 | $205M | $176M | $166M | $16M | $557K | 1.02% | 12.74% | 3.70% | 0.28% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.