Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $495M | $444M | $324M | $33M | $1M | 0.84% | 7.91% | 4.44% | 0.03% |
| Q4 2025 | $512M | $434M | $313M | $75M | $1M | 0.86% | 5.99% | 4.65% | 0.04% |
| Q3 2025 | $499M | $423M | $308M | $73M | $1M | 0.77% | 5.36% | 4.68% | 0.04% |
| Q2 2025 | $489M | $415M | $298M | $71M | $1M | 0.66% | 4.64% | 4.85% | 0.04% |
| Q1 2025 | $488M | $415M | $280M | $70M | $513K | 0.42% | 2.98% | 3.94% | 0.05% |
| Q4 2024 | $481M | $409M | $274M | $68M | $600K | 0.58% | 4.20% | 3.98% | 0.05% |
| Q3 2024 | $486M | $413M | $261M | $68M | $636K | 0.61% | 4.43% | 4.01% | 0.39% |
| Q2 2024 | $475M | $405M | $263M | $66M | $696K | 0.65% | 4.77% | 4.09% | 0.45% |
| Q1 2024 | $486M | $417M | $265M | $65M | $865K | 0.72% | 5.33% | 4.09% | 0.59% |
| Q4 2023 | $478M | $411M | $269M | $65M | $958K | 0.88% | 7.18% | 4.15% | 0.60% |
| Q3 2023 | $495M | $431M | $268M | $62M | $1M | 0.90% | 7.59% | 4.10% | 0.57% |
| Q2 2023 | $511M | $447M | $265M | $61M | $1M | 0.91% | 7.79% | 4.08% | 0.58% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.