ChoiceOne Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.4B | $3.7B | $3.0B | $509M | $14M | 1.30% | 11.26% | 3.76% | 0.93% |
| Q4 2025 | $4.4B | $3.6B | $3.0B | $507M | $15M | 0.79% | 7.17% | 3.89% | 0.89% |
| Q3 2025 | $4.3B | $3.6B | $2.9B | $492M | $15M | 0.58% | 5.35% | 3.89% | 0.60% |
| Q2 2025 | $4.3B | $3.6B | $2.9B | $478M | $14M | 0.11% | 1.03% | 3.78% | 0.58% |
| Q1 2025 | $4.3B | $3.7B | $2.9B | $474M | $-11978K | -1.36% | -13.13% | 3.40% | 0.57% |
| Q4 2024 | $2.7B | $2.3B | $1.5B | $256M | $8M | 1.09% | 12.19% | 3.14% | 0.24% |
| Q3 2024 | $2.7B | $2.2B | $1.5B | $245M | $8M | 1.07% | 12.14% | 3.12% | 0.16% |
| Q2 2024 | $2.6B | $2.1B | $1.4B | $243M | $7M | 0.99% | 11.33% | 3.00% | 0.14% |
| Q1 2024 | $2.7B | $2.2B | $1.4B | $227M | $6M | 0.91% | 10.73% | 2.84% | 0.12% |
| Q4 2023 | $2.6B | $2.1B | $1.4B | $217M | $6M | 0.93% | 11.46% | 2.99% | 0.12% |
| Q3 2023 | $2.6B | $2.1B | $1.3B | $203M | $6M | 0.94% | 11.75% | 3.02% | 0.13% |
| Q2 2023 | $2.5B | $2.1B | $1.3B | $201M | $6M | 0.98% | 12.12% | 3.08% | 0.12% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.