Chelsea State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $422M | $373M | $253M | $46M | $1M | 1.29% | 11.52% | 3.94% | 1.23% |
| Q4 2025 | $414M | $363M | $248M | $48M | $2M | 1.82% | 16.49% | 4.30% | 1.26% |
| Q3 2025 | $414M | $364M | $252M | $47M | $2M | 1.82% | 16.68% | 4.28% | 0.06% |
| Q2 2025 | $405M | $357M | $256M | $45M | $2M | 1.78% | 16.64% | 4.27% | 0.09% |
| Q1 2025 | $414M | $367M | $258M | $44M | $2M | 1.79% | 16.96% | 4.16% | 0.09% |
| Q4 2024 | $406M | $360M | $259M | $43M | $2M | 1.84% | 18.02% | 4.52% | 0.05% |
| Q3 2024 | $397M | $349M | $254M | $45M | $3M | 1.83% | 18.02% | 4.55% | 0.11% |
| Q2 2024 | $407M | $364M | $251M | $41M | $2M | 1.44% | 14.71% | 4.44% | 0.12% |
| Q1 2024 | $416M | $373M | $246M | $40M | $1M | 1.32% | 13.67% | 4.43% | 0.07% |
| Q4 2023 | $404M | $362M | $240M | $39M | $2M | 2.07% | 23.65% | 4.33% | 0.08% |
| Q3 2023 | $403M | $366M | $231M | $35M | $2M | 2.09% | 24.56% | 4.24% | 0.08% |
| Q2 2023 | $412M | $374M | $225M | $37M | $2M | 2.04% | 24.12% | 4.16% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.