Charter Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $293M | $266M | $173M | $23M | $2M | 2.41% | 30.30% | 5.62% | 1.84% |
| Q4 2025 | $290M | $262M | $170M | $24M | $2M | 2.74% | 38.07% | 5.58% | 1.73% |
| Q3 2025 | $301M | $274M | $175M | $23M | $2M | 2.76% | 39.62% | 5.53% | 1.43% |
| Q2 2025 | $304M | $258M | $181M | $20M | $2M | 2.68% | 39.49% | 5.50% | 0.57% |
| Q1 2025 | $292M | $250M | $179M | $21M | $2M | 2.55% | 36.71% | 5.49% | 0.31% |
| Q4 2024 | $301M | $246M | $187M | $21M | $2M | 2.78% | 38.16% | 5.59% | 0.09% |
| Q3 2024 | $309M | $261M | $189M | $24M | $2M | 2.79% | 37.79% | 5.53% | 0.04% |
| Q2 2024 | $298M | $254M | $182M | $21M | $2M | 2.75% | 37.99% | 5.48% | 0.55% |
| Q1 2024 | $308M | $257M | $181M | $22M | $2M | 2.52% | 34.20% | 5.41% | 0.89% |
| Q4 2023 | $303M | $249M | $183M | $23M | $2M | 2.76% | 42.59% | 5.55% | 0.65% |
| Q3 2023 | $317M | $255M | $188M | $18M | $2M | 2.83% | 45.35% | 5.55% | 0.58% |
| Q2 2023 | $329M | $257M | $193M | $22M | $2M | 2.86% | 44.79% | 5.45% | 0.63% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.