Charles Schwab Trust Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $10.4B | $9.6B | $0K | $769M | $53M | 2.04% | 27.66% | 2.47% | 0.00% |
| Q4 2025 | $10.4B | $9.6B | $0K | $766M | $50M | 1.97% | 25.27% | 2.39% | 0.00% |
| Q3 2025 | $9.7B | $8.9B | $0K | $752M | $50M | 1.97% | 24.94% | 2.38% | 0.00% |
| Q2 2025 | $9.7B | $8.9B | $0K | $784M | $48M | 1.94% | 24.40% | 2.38% | 0.00% |
| Q1 2025 | $9.8B | $9.0B | $0K | $792M | $48M | 1.91% | 24.20% | 2.40% | 0.00% |
| Q4 2024 | $10.1B | $9.3B | $0K | $779M | $50M | 1.78% | 22.48% | 2.13% | 0.00% |
| Q3 2024 | $9.6B | $8.7B | $0K | $919M | $42M | 1.71% | 21.47% | 2.09% | 0.00% |
| Q2 2024 | $9.5B | $8.6B | $0K | $805M | $41M | 1.71% | 22.92% | 2.10% | 0.00% |
| Q1 2024 | $10.2B | $9.4B | $0K | $746M | $44M | 1.73% | 24.79% | 2.19% | 0.00% |
| Q4 2023 | $10.2B | $9.5B | $0K | $674M | $47M | 1.61% | 40.22% | 2.13% | 0.00% |
| Q3 2023 | $11.4B | $10.9B | $0K | $541M | $52M | 1.56% | 45.22% | 2.10% | 0.00% |
| Q2 2023 | $11.8B | $11.2B | $0K | $489M | $48M | 1.46% | 47.59% | 2.03% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.