Chambers State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $89M | $67M | $65M | $21M | $656K | 3.00% | 12.51% | 5.14% | 0.42% |
| Q4 2025 | $86M | $65M | $66M | $21M | $203K | 1.86% | 7.82% | 5.22% | 0.59% |
| Q3 2025 | $83M | $62M | $67M | $21M | $420K | 2.16% | 9.13% | 5.19% | 0.29% |
| Q2 2025 | $87M | $66M | $64M | $20M | $384K | 2.24% | 9.63% | 5.03% | 0.29% |
| Q1 2025 | $88M | $67M | $62M | $20M | $578K | 2.71% | 11.71% | 4.91% | 0.48% |
| Q4 2024 | $83M | $63M | $62M | $19M | $199K | 1.85% | 7.71% | 4.99% | 0.67% |
| Q3 2024 | $81M | $59M | $65M | $20M | $318K | 2.16% | 8.93% | 4.99% | 0.32% |
| Q2 2024 | $81M | $61M | $61M | $19M | $413K | 2.45% | 10.16% | 4.94% | 0.10% |
| Q1 2024 | $79M | $60M | $60M | $19M | $550K | 2.84% | 11.73% | 4.96% | 0.09% |
| Q4 2023 | $76M | $57M | $59M | $19M | $65K | 1.46% | 6.06% | 4.67% | 0.08% |
| Q3 2023 | $77M | $57M | $60M | $19M | $282K | 1.84% | 7.65% | 4.62% | 0.11% |
| Q2 2023 | $75M | $56M | $56M | $18M | $285K | 2.02% | 8.42% | 4.56% | 0.15% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.