Central State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $178M | $146M | $115M | $31M | $2M | 3.41% | 19.96% | 5.37% | 3.66% |
| Q4 2025 | $177M | $147M | $119M | $30M | $910K | 1.42% | 8.69% | 4.07% | 4.44% |
| Q3 2025 | $176M | $146M | $125M | $29M | $-238K | 1.22% | 7.46% | 4.06% | 4.48% |
| Q2 2025 | $180M | $149M | $131M | $29M | $966K | 2.08% | 12.85% | 3.98% | 5.05% |
| Q1 2025 | $181M | $151M | $131M | $29M | $895K | 2.01% | 12.46% | 3.82% | 4.64% |
| Q4 2024 | $175M | $146M | $134M | $28M | $627K | 1.96% | 12.20% | 4.23% | 3.95% |
| Q3 2024 | $172M | $143M | $136M | $28M | $899K | 2.13% | 13.31% | 4.18% | 3.16% |
| Q2 2024 | $173M | $145M | $131M | $27M | $944K | 2.15% | 13.53% | 4.19% | 3.29% |
| Q1 2024 | $169M | $141M | $130M | $27M | $877K | 2.10% | 13.15% | 4.27% | 3.17% |
| Q4 2023 | $166M | $139M | $130M | $26M | $573K | 1.95% | 12.42% | 4.31% | 3.73% |
| Q3 2023 | $160M | $134M | $130M | $26M | $669K | 2.14% | 13.67% | 4.35% | 4.17% |
| Q2 2023 | $161M | $134M | $127M | $26M | $906K | 2.38% | 15.33% | 4.30% | 4.69% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.