Central State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $778M | $699M | $558M | $74M | $4M | 1.93% | 20.24% | 4.31% | 0.36% |
| Q4 2025 | $743M | $666M | $539M | $71M | $4M | 2.08% | 22.71% | 4.49% | 0.20% |
| Q3 2025 | $744M | $670M | $509M | $68M | $4M | 2.08% | 23.11% | 4.44% | 0.06% |
| Q2 2025 | $721M | $651M | $491M | $65M | $4M | 2.07% | 22.98% | 4.39% | 0.21% |
| Q1 2025 | $687M | $619M | $460M | $63M | $3M | 2.01% | 22.39% | 4.31% | 0.20% |
| Q4 2024 | $666M | $602M | $434M | $59M | $3M | 1.60% | 18.05% | 4.21% | 0.09% |
| Q3 2024 | $684M | $620M | $417M | $59M | $3M | 1.61% | 18.28% | 4.09% | 0.08% |
| Q2 2024 | $628M | $568M | $405M | $55M | $2M | 1.56% | 17.45% | 4.27% | 0.17% |
| Q1 2024 | $609M | $550M | $385M | $54M | $2M | 1.60% | 17.75% | 4.17% | 0.06% |
| Q4 2023 | $576M | $518M | $366M | $53M | $2M | 1.88% | 21.87% | 4.30% | 0.10% |
| Q3 2023 | $580M | $526M | $356M | $49M | $3M | 2.05% | 24.26% | 4.26% | 0.01% |
| Q2 2023 | $579M | $525M | $347M | $49M | $3M | 2.09% | 24.75% | 4.22% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.