Central Bank and Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $207M | $189M | $110M | $17M | $1M | 2.03% | 24.24% | 4.40% | 0.00% |
| Q4 2025 | $202M | $183M | $109M | $17M | $631K | 1.65% | 19.74% | 4.24% | 0.00% |
| Q3 2025 | $193M | $173M | $107M | $17M | $847K | 1.79% | 21.33% | 4.16% | 0.02% |
| Q2 2025 | $198M | $175M | $107M | $16M | $965K | 1.81% | 21.85% | 4.12% | 0.02% |
| Q1 2025 | $204M | $187M | $106M | $16M | $879K | 1.71% | 20.58% | 3.98% | 0.02% |
| Q4 2024 | $208M | $190M | $110M | $18M | $2M | 2.00% | 25.22% | 3.63% | 0.21% |
| Q3 2024 | $200M | $183M | $113M | $16M | $678K | 1.27% | 16.29% | 3.57% | 0.20% |
| Q2 2024 | $200M | $184M | $114M | $16M | $545K | 1.23% | 15.94% | 3.51% | 0.20% |
| Q1 2024 | $204M | $187M | $117M | $16M | $707K | 1.37% | 17.92% | 3.51% | 0.00% |
| Q4 2023 | $210M | $191M | $121M | $16M | $370K | 1.09% | 15.89% | 3.27% | 0.00% |
| Q3 2023 | $217M | $189M | $117M | $15M | $580K | 1.22% | 18.09% | 3.21% | 0.00% |
| Q2 2023 | $224M | $193M | $119M | $15M | $781K | 1.30% | 19.55% | 3.27% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.