BranchWatch

Centier Bank

Headquartered in Whiting, IN. Part of First Bancshares, Inc. FDIC certificate #12854 · Federal Reserve RSSD 783648.

Total assets
$10.1B
Deposits
$8.3B
Q1 2026
Active branches
63
Closings since Jan 2020
11
11 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$37M
Return on assets
1.50%
Return on equity
14.96%
Noncurrent loan rate
0.68%

Deposits by year (Summary of Deposits)

4
2019
4
2020
5
2021
5
2022
6
2023
7
2024
8
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2020
6
2021
1
2022
2
2023
1
2026

Openings by year

1
2020
1
2021
1
2022
1
2023
3
2024
1
2025
3
2026

Other network changes since 2020

  • 4 branch relocations

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.centier.com.