Centera Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $328M | $302M | $148M | $24M | $1M | 1.53% | 20.15% | 3.42% | 0.04% |
| Q4 2025 | $321M | $293M | $154M | $25M | $522K | 1.00% | 14.53% | 3.27% | 0.18% |
| Q3 2025 | $314M | $288M | $154M | $24M | $869K | 1.11% | 16.79% | 3.24% | 0.03% |
| Q2 2025 | $323M | $298M | $150M | $22M | $1M | 1.12% | 17.86% | 3.18% | 0.01% |
| Q1 2025 | $332M | $310M | $147M | $20M | $686K | 0.85% | 14.38% | 3.03% | 0.01% |
| Q4 2024 | $313M | $293M | $149M | $18M | $351K | 0.76% | 14.04% | 2.88% | 0.02% |
| Q3 2024 | $319M | $292M | $151M | $21M | $637K | 0.86% | 16.19% | 2.85% | 0.05% |
| Q2 2024 | $310M | $285M | $146M | $16M | $560K | 0.89% | 18.07% | 2.80% | 0.03% |
| Q1 2024 | $324M | $296M | $137M | $16M | $862K | 1.07% | 22.20% | 2.80% | 0.05% |
| Q4 2023 | $320M | $297M | $140M | $15M | $320K | 0.73% | 19.09% | 2.81% | 0.01% |
| Q3 2023 | $313M | $287M | $140M | $10M | $500K | 0.84% | 23.49% | 2.83% | 0.02% |
| Q2 2023 | $322M | $296M | $138M | $13M | $698K | 0.94% | 25.25% | 2.85% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.