Cendera Bank
Headquartered in Bells, TX. Part of Cendera Financial Holdings, Inc. FDIC certificate #3098 · Federal Reserve RSSD 89957.
Total assets
$229M
Deposits
$201M
Q1 2026
Active branches
3
Closings since Jan 2020
1
1 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$135K
Return on assets
0.24%
Return on equity
2.00%
Noncurrent loan rate
0.27%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Closings by year
12022
Openings by year
12022
Other network changes since 2020
- 2 branch relocations
- October 1, 2025: legal name changed from “Cendera Bank, National Association” to “Cendera Bank”
Branches by state
Recent closings
- 1105 NORTH OLE AMBROSE ROAD · closed December 15, 2022
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: cenderabank.com.