Celtic Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $5.0B | $3.6B | $4.1B | $887M | $40M | 3.29% | 18.48% | 6.17% | 3.10% |
| Q4 2025 | $4.8B | $3.4B | $3.9B | $850M | $52M | 4.12% | 22.98% | 6.65% | 2.77% |
| Q3 2025 | $4.5B | $3.3B | $3.7B | $802M | $43M | 3.99% | 22.21% | 6.64% | 2.79% |
| Q2 2025 | $4.3B | $2.8B | $3.3B | $764M | $42M | 4.04% | 22.36% | 6.53% | 2.73% |
| Q1 2025 | $4.0B | $2.7B | $3.0B | $726M | $39M | 4.05% | 22.29% | 6.56% | 2.61% |
| Q4 2024 | $3.8B | $2.7B | $2.8B | $690M | $41M | 4.76% | 25.62% | 7.05% | 2.29% |
| Q3 2024 | $3.4B | $2.4B | $2.5B | $653M | $40M | 4.87% | 26.10% | 7.02% | 1.72% |
| Q2 2024 | $3.4B | $2.3B | $2.4B | $618M | $40M | 4.93% | 26.63% | 6.73% | 1.81% |
| Q1 2024 | $3.1B | $2.2B | $2.2B | $582M | $37M | 4.93% | 26.48% | 6.84% | 1.71% |
| Q4 2023 | $3.0B | $2.2B | $2.1B | $549M | $38M | 5.21% | 27.04% | 7.65% | 1.31% |
| Q3 2023 | $2.6B | $1.8B | $1.9B | $514M | $31M | 5.15% | 26.42% | 7.67% | 1.44% |
| Q2 2023 | $2.5B | $1.8B | $1.8B | $485M | $33M | 5.26% | 27.10% | 7.53% | 1.09% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.