Cayuga Lake National Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $281M | $257M | $173M | $21M | $364K | 0.51% | 6.92% | 2.95% | 2.47% |
| Q4 2025 | $288M | $264M | $173M | $21M | $351K | 0.66% | 8.96% | 2.89% | 2.20% |
| Q3 2025 | $274M | $249M | $173M | $22M | $573K | 0.71% | 9.74% | 2.87% | 2.28% |
| Q2 2025 | $276M | $252M | $176M | $20M | $493K | 0.65% | 9.18% | 2.81% | 1.57% |
| Q1 2025 | $281M | $257M | $179M | $20M | $418K | 0.59% | 8.46% | 2.74% | 1.47% |
| Q4 2024 | $282M | $257M | $187M | $19M | $472K | 0.26% | 3.82% | 2.53% | 2.89% |
| Q3 2024 | $285M | $249M | $188M | $20M | $214K | 0.12% | 1.82% | 2.46% | 1.42% |
| Q2 2024 | $285M | $260M | $189M | $19M | $-84K | 0.03% | 0.50% | 2.40% | 1.50% |
| Q1 2024 | $282M | $260M | $188M | $18M | $131K | 0.18% | 2.80% | 2.47% | 0.17% |
| Q4 2023 | $290M | $263M | $185M | $19M | $368K | 0.49% | 7.54% | 2.80% | 0.21% |
| Q3 2023 | $272M | $250M | $178M | $16M | $303K | 0.48% | 7.41% | 2.89% | 0.37% |
| Q2 2023 | $260M | $242M | $171M | $18M | $306K | 0.50% | 7.39% | 2.98% | 0.50% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.