Carroll Bank and Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $658M | $603M | $467M | $49M | $1M | 0.76% | 10.20% | 3.83% | 1.05% |
| Q4 2025 | $649M | $595M | $472M | $48M | $2M | 0.97% | 13.24% | 3.90% | 1.00% |
| Q3 2025 | $616M | $564M | $443M | $46M | $1M | 0.90% | 12.31% | 3.91% | 0.93% |
| Q2 2025 | $605M | $557M | $431M | $43M | $1M | 0.88% | 12.18% | 3.88% | 0.91% |
| Q1 2025 | $573M | $525M | $409M | $42M | $1M | 0.75% | 10.25% | 3.82% | 1.18% |
| Q4 2024 | $549M | $504M | $405M | $40M | $1M | 0.68% | 8.93% | 3.70% | 1.04% |
| Q3 2024 | $528M | $472M | $399M | $41M | $818K | 0.64% | 8.29% | 3.66% | 0.91% |
| Q2 2024 | $502M | $453M | $384M | $39M | $1M | 0.64% | 8.41% | 3.63% | 0.95% |
| Q1 2024 | $506M | $456M | $371M | $38M | $617K | 0.49% | 6.46% | 3.49% | 0.94% |
| Q4 2023 | $501M | $452M | $366M | $38M | $952K | 1.36% | 18.56% | 3.69% | 0.61% |
| Q3 2023 | $484M | $414M | $360M | $35M | $3M | 1.57% | 21.69% | 3.79% | 0.31% |
| Q2 2023 | $462M | $397M | $346M | $33M | $1M | 0.86% | 11.86% | 3.88% | 0.14% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.