Capital City Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.5B | $3.8B | $2.5B | $522M | $17M | 1.50% | 12.74% | 4.27% | 0.44% |
| Q4 2025 | $4.4B | $3.8B | $2.5B | $518M | $15M | 1.46% | 12.74% | 4.35% | 0.33% |
| Q3 2025 | $4.3B | $3.7B | $2.6B | $511M | $16M | 1.49% | 13.15% | 4.34% | 0.31% |
| Q2 2025 | $4.4B | $3.8B | $2.6B | $502M | $16M | 1.51% | 13.49% | 4.29% | 0.24% |
| Q1 2025 | $4.5B | $3.9B | $2.7B | $493M | $17M | 1.55% | 14.02% | 4.21% | 0.16% |
| Q4 2024 | $4.3B | $3.8B | $2.7B | $481M | $15M | 1.35% | 12.53% | 4.16% | 0.24% |
| Q3 2024 | $4.2B | $3.7B | $2.7B | $467M | $14M | 1.33% | 12.49% | 4.13% | 0.24% |
| Q2 2024 | $4.2B | $3.7B | $2.7B | $455M | $15M | 1.33% | 12.62% | 4.07% | 0.20% |
| Q1 2024 | $4.3B | $3.7B | $2.7B | $447M | $13M | 1.23% | 11.85% | 3.99% | 0.25% |
| Q4 2023 | $4.3B | $3.8B | $2.7B | $443M | $13M | 1.27% | 13.12% | 4.07% | 0.23% |
| Q3 2023 | $4.1B | $3.6B | $2.7B | $424M | $13M | 1.29% | 13.50% | 4.07% | 0.17% |
| Q2 2023 | $4.4B | $3.9B | $2.7B | $420M | $15M | 1.31% | 14.05% | 4.03% | 0.24% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.