Capital Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.8B | $3.3B | $3.0B | $340M | $11M | 1.16% | 12.56% | 5.64% | 1.94% |
| Q4 2025 | $3.5B | $3.1B | $2.9B | $335M | $14M | 1.51% | 15.95% | 6.16% | 1.95% |
| Q3 2025 | $3.3B | $2.9B | $2.7B | $325M | $13M | 1.49% | 15.78% | 6.21% | 2.03% |
| Q2 2025 | $3.3B | $3.0B | $2.7B | $315M | $12M | 1.46% | 15.62% | 6.02% | 1.35% |
| Q1 2025 | $3.3B | $2.9B | $2.6B | $307M | $12M | 1.52% | 16.29% | 5.99% | 1.64% |
| Q4 2024 | $3.1B | $2.8B | $2.6B | $292M | $8M | 1.22% | 12.91% | 6.38% | 1.19% |
| Q3 2024 | $2.5B | $2.2B | $2.0B | $228M | $8M | 1.28% | 13.41% | 6.46% | 0.78% |
| Q2 2024 | $2.4B | $2.1B | $2.0B | $228M | $8M | 1.24% | 12.82% | 6.49% | 0.75% |
| Q1 2024 | $2.3B | $2.0B | $1.9B | $220M | $6M | 1.12% | 11.48% | 6.45% | 0.77% |
| Q4 2023 | $2.2B | $1.9B | $1.8B | $216M | $8M | 1.56% | 17.07% | 6.67% | 0.89% |
| Q3 2023 | $2.2B | $2.0B | $1.8B | $202M | $9M | 1.56% | 17.46% | 6.70% | 0.85% |
| Q2 2023 | $2.2B | $1.9B | $1.8B | $194M | $7M | 1.49% | 16.85% | 6.65% | 0.89% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.