Byron Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $368M | $333M | $249M | $31M | $2M | 2.49% | 29.58% | 3.41% | 1.11% |
| Q4 2025 | $360M | $324M | $245M | $30M | $1M | 1.17% | 14.90% | 3.11% | 0.74% |
| Q3 2025 | $371M | $336M | $239M | $29M | $1M | 1.13% | 14.48% | 3.03% | 0.79% |
| Q2 2025 | $371M | $333M | $237M | $29M | $1M | 1.09% | 14.05% | 2.98% | 1.05% |
| Q1 2025 | $363M | $332M | $226M | $29M | $768K | 0.85% | 11.01% | 2.85% | 0.74% |
| Q4 2024 | $363M | $333M | $230M | $27M | $524K | 0.49% | 6.54% | 2.45% | 0.66% |
| Q3 2024 | $367M | $335M | $231M | $29M | $393K | 0.45% | 6.11% | 2.37% | 0.55% |
| Q2 2024 | $364M | $329M | $225M | $26M | $541K | 0.46% | 6.39% | 2.36% | 1.07% |
| Q1 2024 | $342M | $315M | $218M | $25M | $271K | 0.32% | 4.29% | 2.38% | 1.22% |
| Q4 2023 | $345M | $317M | $214M | $26M | $-45K | 0.50% | 7.22% | 2.54% | 1.08% |
| Q3 2023 | $349M | $319M | $216M | $22M | $744K | 0.68% | 10.09% | 2.63% | 1.17% |
| Q2 2023 | $351M | $326M | $213M | $23M | $538K | 0.59% | 8.52% | 2.51% | 1.18% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.