Business Bank, The quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $287M | $251M | $205M | $35M | $-110K | -0.15% | -1.27% | 3.11% | 0.00% |
| Q4 2025 | $288M | $252M | $185M | $34M | $-794K | -0.32% | -3.31% | 2.51% | 0.00% |
| Q3 2025 | $307M | $279M | $158M | $27M | $-185K | -0.05% | -0.54% | 2.35% | 0.00% |
| Q2 2025 | $269M | $243M | $149M | $26M | $68K | 0.06% | 0.66% | 2.35% | 0.00% |
| Q1 2025 | $274M | $248M | $142M | $25M | $14K | 0.02% | 0.23% | 2.32% | 0.00% |
| Q4 2024 | $261M | $236M | $136M | $24M | $-425K | -0.94% | -7.72% | 2.06% | 0.00% |
| Q3 2024 | $258M | $230M | $111M | $27M | $-441K | -1.05% | -7.94% | 1.98% | 0.00% |
| Q2 2024 | $218M | $191M | $98M | $26M | $-615K | -1.25% | -8.62% | 2.09% | 0.00% |
| Q1 2024 | $170M | $143M | $84M | $26M | $-525K | -1.28% | -7.84% | 2.25% | 0.00% |
| Q4 2023 | $159M | $130M | $77M | $27M | $-594K | -2.11% | -9.28% | 2.78% | 0.00% |
| Q3 2023 | $134M | $106M | $53M | $27M | $-533K | -2.33% | -9.49% | 2.77% | 0.00% |
| Q2 2023 | $126M | $97M | $46M | $28M | $-585K | -2.73% | -10.35% | 2.65% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.