BMO Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $252.0B | $194.0B | $138.1B | $37.6B | $733M | 1.16% | 7.82% | 3.28% | 1.01% |
| Q4 2025 | $252.1B | $197.0B | $137.6B | $37.4B | $666M | 0.95% | 6.74% | 3.24% | 1.07% |
| Q3 2025 | $249.3B | $194.8B | $137.0B | $36.8B | $670M | 0.92% | 6.58% | 3.20% | 1.13% |
| Q2 2025 | $253.7B | $199.3B | $140.0B | $36.2B | $669M | 0.85% | 6.19% | 3.15% | 1.27% |
| Q1 2025 | $257.0B | $202.6B | $142.5B | $35.5B | $428M | 0.66% | 4.88% | 3.09% | 1.39% |
| Q4 2024 | $263.7B | $210.6B | $146.1B | $34.7B | $607M | 1.10% | 8.60% | 3.09% | 1.29% |
| Q3 2024 | $264.3B | $209.7B | $145.3B | $35.4B | $1.3B | 1.17% | 9.14% | 3.06% | 0.99% |
| Q2 2024 | $262.0B | $206.8B | $146.3B | $33.2B | $369M | 0.80% | 6.35% | 3.08% | 1.14% |
| Q1 2024 | $264.6B | $208.0B | $145.5B | $33.2B | $683M | 1.03% | 8.25% | 3.08% | 1.18% |
| Q4 2023 | $265.7B | $206.6B | $146.2B | $33.0B | $58M | 0.12% | 0.99% | 3.46% | 0.97% |
| Q3 2023 | $260.9B | $201.2B | $152.8B | $31.6B | $314M | 0.13% | 1.09% | 3.54% | 0.90% |
| Q2 2023 | $263.4B | $202.2B | $154.4B | $32.1B | $307M | -0.07% | -0.59% | 3.55% | 0.66% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.