Blue Ridge Bank and Trust Co. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $882M | $742M | $649M | $82M | $3M | 1.29% | 13.93% | 3.88% | 0.11% |
| Q4 2025 | $883M | $740M | $614M | $80M | $3M | 1.22% | 13.64% | 3.82% | 0.12% |
| Q3 2025 | $828M | $698M | $605M | $78M | $3M | 1.16% | 12.93% | 3.79% | 0.14% |
| Q2 2025 | $817M | $690M | $611M | $74M | $2M | 1.09% | 12.40% | 3.75% | 0.21% |
| Q1 2025 | $841M | $715M | $604M | $73M | $2M | 1.13% | 13.10% | 3.65% | 0.17% |
| Q4 2024 | $813M | $693M | $613M | $70M | $2M | 1.15% | 14.00% | 3.68% | 0.17% |
| Q3 2024 | $803M | $687M | $600M | $69M | $3M | 1.15% | 14.11% | 3.64% | 0.18% |
| Q2 2024 | $778M | $669M | $578M | $65M | $2M | 1.07% | 13.50% | 3.54% | 0.21% |
| Q1 2024 | $801M | $702M | $578M | $64M | $2M | 1.01% | 13.04% | 3.39% | 0.19% |
| Q4 2023 | $814M | $702M | $564M | $62M | $2M | 0.80% | 10.66% | 3.29% | 0.19% |
| Q3 2023 | $786M | $685M | $545M | $57M | $2M | 0.78% | 10.37% | 3.27% | 0.23% |
| Q2 2023 | $768M | $666M | $536M | $57M | $1M | 0.76% | 9.91% | 3.24% | 0.32% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.