Better Banks quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $426M | $388M | $288M | $34M | $1M | 1.22% | 15.16% | 3.89% | 1.40% |
| Q4 2025 | $433M | $395M | $288M | $35M | $1M | 0.95% | 12.82% | 3.52% | 1.19% |
| Q3 2025 | $438M | $402M | $289M | $33M | $1M | 0.92% | 12.73% | 3.44% | 1.33% |
| Q2 2025 | $427M | $393M | $287M | $31M | $996K | 0.91% | 12.88% | 3.34% | 1.54% |
| Q1 2025 | $431M | $397M | $283M | $31M | $985K | 0.90% | 12.96% | 3.25% | 1.49% |
| Q4 2024 | $443M | $410M | $287M | $30M | $1M | 0.81% | 13.22% | 3.07% | 1.48% |
| Q3 2024 | $446M | $412M | $285M | $31M | $913K | 0.70% | 11.72% | 3.03% | 1.50% |
| Q2 2024 | $461M | $431M | $286M | $27M | $852K | 0.65% | 11.39% | 2.98% | 0.58% |
| Q1 2024 | $459M | $430M | $284M | $26M | $645K | 0.56% | 9.96% | 2.90% | 1.03% |
| Q4 2023 | $465M | $437M | $285M | $26M | $613K | 0.67% | 13.18% | 2.97% | 0.95% |
| Q3 2023 | $457M | $433M | $277M | $21M | $778K | 0.72% | 14.49% | 2.99% | 0.98% |
| Q2 2023 | $451M | $426M | $265M | $23M | $756K | 0.73% | 14.51% | 3.04% | 1.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.