Beal Bank USA quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $13.0B | $3.7B | $4.1B | $2.9B | $88M | 2.55% | 12.33% | 2.63% | 2.60% |
| Q4 2025 | $14.5B | $3.6B | $3.9B | $2.8B | $69M | 0.63% | 3.28% | 2.22% | 2.76% |
| Q3 2025 | $16.4B | $5.1B | $3.5B | $3.2B | $16M | 0.26% | 1.35% | 2.26% | 2.62% |
| Q2 2025 | $17.0B | $5.8B | $3.5B | $3.1B | $28M | 0.19% | 0.99% | 2.51% | 10.96% |
| Q1 2025 | $16.3B | $8.9B | $3.6B | $3.1B | $-12742K | -0.31% | -1.59% | 2.50% | 10.79% |
| Q4 2024 | $16.2B | $8.8B | $2.9B | $3.3B | $274M | 5.60% | 28.36% | 1.15% | 13.25% |
| Q3 2024 | $17.5B | $9.1B | $2.8B | $3.5B | $-254716K | 5.31% | 27.15% | 0.97% | 13.76% |
| Q2 2024 | $17.5B | $9.4B | $2.5B | $3.8B | $112M | 10.46% | 53.60% | 1.56% | 15.56% |
| Q1 2024 | $18.0B | $6.0B | $2.6B | $4.2B | $890M | 17.80% | 95.50% | 1.85% | 14.79% |
| Q4 2023 | $22.0B | $8.7B | $2.8B | $3.3B | $-397862K | 0.85% | 7.14% | 0.66% | 13.88% |
| Q3 2023 | $24.7B | $11.0B | $2.3B | $3.4B | $396M | 3.03% | 27.04% | 0.90% | 16.55% |
| Q2 2023 | $26.1B | $12.9B | $2.3B | $3.0B | $305M | 1.59% | 15.23% | 0.97% | 16.58% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.