Beach Cities Commercial Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $182M | $140M | $148M | $16M | $-152K | -0.34% | -3.98% | 3.79% | 0.00% |
| Q4 2025 | $177M | $144M | $143M | $15M | $-118K | -0.39% | -4.04% | 3.80% | 0.00% |
| Q3 2025 | $157M | $132M | $127M | $15M | $15K | -0.43% | -4.32% | 3.80% | 0.00% |
| Q2 2025 | $162M | $133M | $130M | $15M | $-261K | -0.67% | -6.67% | 3.69% | 0.00% |
| Q1 2025 | $154M | $132M | $122M | $15M | $-242K | -0.68% | -6.39% | 3.44% | 0.00% |
| Q4 2024 | $131M | $113M | $104M | $15M | $-989K | -5.40% | -26.31% | 4.00% | 0.00% |
| Q3 2024 | $97M | $76M | $77M | $16M | $-985K | -6.54% | -26.65% | 4.29% | 0.00% |
| Q2 2024 | $81M | $61M | $62M | $17M | $-1235K | -8.00% | -28.01% | 4.34% | 0.00% |
| Q1 2024 | $62M | $41M | $39M | $18M | $-1315K | -9.57% | -28.00% | 4.55% | 0.00% |
| Q4 2023 | $48M | $26M | $22M | $19M | $-1310K | -10.71% | -21.10% | 2.21% | 0.00% |
| Q3 2023 | $39M | $17M | $8M | $21M | $-1487K | -10.96% | -19.09% | 1.50% | 0.00% |
| Q2 2023 | $35M | $11M | $0K | $22M | — | -8.95% | -14.22% | 0.47% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.