BayVanguard Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $902M | $687M | $729M | $162M | $1M | 0.46% | 2.58% | 4.29% | 0.35% |
| Q4 2025 | $903M | $689M | $748M | $160M | $5M | 1.61% | 8.02% | 4.55% | 0.30% |
| Q3 2025 | $902M | $688M | $738M | $190M | $4M | 1.40% | 6.75% | 4.47% | 0.47% |
| Q2 2025 | $901M | $695M | $742M | $188M | $3M | 1.20% | 5.82% | 4.39% | 0.58% |
| Q1 2025 | $914M | $695M | $741M | $186M | $2M | 0.99% | 4.83% | 4.25% | 0.64% |
| Q4 2024 | $904M | $686M | $729M | $185M | $2M | 1.52% | 7.46% | 4.51% | 0.54% |
| Q3 2024 | $884M | $683M | $685M | $183M | $4M | 1.69% | 8.32% | 4.54% | 0.57% |
| Q2 2024 | $888M | $691M | $694M | $180M | $4M | 1.60% | 7.92% | 4.45% | 1.17% |
| Q1 2024 | $884M | $687M | $700M | $179M | $3M | 1.51% | 7.52% | 4.38% | 1.51% |
| Q4 2023 | $876M | $683M | $696M | $175M | $3M | 1.74% | 10.59% | 4.49% | 1.50% |
| Q3 2023 | $923M | $692M | $699M | $172M | $4M | 1.82% | 11.65% | 4.45% | 0.54% |
| Q2 2023 | $912M | $730M | $694M | $129M | $4M | 1.83% | 12.60% | 4.45% | 0.65% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.