Bay State Savings Bank
Headquartered in Worcester, MA. Part of 1895 Mhc. FDIC certificate #90311 · Federal Reserve RSSD 963002.
Total assets
$585M
Deposits
$524M
Q1 2026
Active branches
7
Closings since Jan 2020
1
1 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$583K
Return on assets
0.40%
Return on equity
4.56%
Noncurrent loan rate
0.48%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Closings by year
12025
Openings by year
12025
Branches by state
Recent closings
- 99 AUBURN ST · closed November 3, 2025
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: baystatesavingsbank.com.