Bay Port State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $150M | $133M | $128M | $16M | $470K | 1.24% | 11.82% | 4.89% | 0.51% |
| Q4 2025 | $153M | $137M | $126M | $16M | $490K | 1.28% | 13.07% | 4.89% | 1.05% |
| Q3 2025 | $150M | $134M | $128M | $15M | $513K | 1.28% | 13.22% | 4.83% | 0.76% |
| Q2 2025 | $149M | $134M | $127M | $15M | $496K | 1.24% | 13.00% | 4.77% | 0.24% |
| Q1 2025 | $152M | $137M | $119M | $14M | $435K | 1.16% | 12.37% | 4.65% | 0.00% |
| Q4 2024 | $149M | $135M | $116M | $14M | $391K | 1.14% | 12.66% | 4.64% | 0.55% |
| Q3 2024 | $146M | $131M | $117M | $14M | $467K | 1.17% | 13.09% | 4.65% | 0.69% |
| Q2 2024 | $146M | $132M | $115M | $13M | $411K | 1.11% | 12.69% | 4.59% | 0.22% |
| Q1 2024 | $147M | $133M | $113M | $13M | $403K | 1.10% | 12.73% | 4.58% | 0.18% |
| Q4 2023 | $145M | $132M | $110M | $13M | $403K | 1.22% | 14.85% | 4.62% | 0.25% |
| Q3 2023 | $137M | $124M | $113M | $12M | $484K | 1.26% | 15.48% | 4.65% | 0.21% |
| Q2 2023 | $141M | $129M | $110M | $12M | $467K | 1.19% | 14.98% | 4.55% | 0.35% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.