Bank of Zachary quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $422M | $372M | $307M | $39M | $1M | 0.97% | 10.41% | 4.33% | 0.19% |
| Q4 2025 | $411M | $358M | $287M | $39M | $931K | 0.88% | 9.72% | 4.05% | 0.30% |
| Q3 2025 | $417M | $362M | $279M | $38M | $971K | 0.87% | 9.74% | 3.98% | 0.29% |
| Q2 2025 | $398M | $356M | $264M | $36M | $995K | 0.84% | 9.40% | 3.87% | 0.20% |
| Q1 2025 | $405M | $363M | $262M | $36M | $672K | 0.67% | 7.62% | 3.79% | 0.25% |
| Q4 2024 | $394M | $358M | $254M | $35M | $809K | 0.49% | 5.70% | 3.36% | 0.24% |
| Q3 2024 | $407M | $358M | $236M | $37M | $493K | 0.38% | 4.48% | 3.20% | 0.26% |
| Q2 2024 | $400M | $364M | $229M | $34M | $401K | 0.33% | 3.95% | 3.09% | 0.26% |
| Q1 2024 | $410M | $364M | $227M | $33M | $266K | 0.26% | 3.15% | 2.95% | 0.38% |
| Q4 2023 | $402M | $345M | $225M | $34M | $2M | 0.74% | 10.30% | 3.12% | 0.47% |
| Q3 2023 | $400M | $361M | $220M | $27M | $278K | 0.37% | 5.40% | 3.14% | 0.42% |
| Q2 2023 | $393M | $352M | $213M | $29M | $242K | 0.41% | 6.00% | 3.19% | 0.40% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.