Bank of the Bluegrass and Trust Company
Bank of the Bluegrass and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $415M | $350M | $306M | $35M | $1M | 1.31% | 14.86% | 3.58% | 0.03% |
| Q4 2025 | $393M | $333M | $304M | $36M | $1M | 1.33% | 15.80% | 3.51% | 0.05% |
| Q3 2025 | $406M | $356M | $292M | $34M | $1M | 1.33% | 16.14% | 3.40% | 0.05% |
| Q2 2025 | $403M | $351M | $290M | $33M | $1M | 1.43% | 17.56% | 3.36% | 0.03% |
| Q1 2025 | $387M | $335M | $292M | $31M | $2M | 1.63% | 20.07% | 3.36% | 0.03% |
| Q4 2024 | $375M | $326M | $285M | $30M | $1M | 1.15% | 14.15% | 3.12% | 0.03% |
| Q3 2024 | $379M | $323M | $271M | $31M | $1M | 1.13% | 13.95% | 3.07% | 0.05% |
| Q2 2024 | $366M | $310M | $270M | $30M | $915K | 0.99% | 12.28% | 3.04% | 0.04% |
| Q1 2024 | $360M | $306M | $270M | $28M | $863K | 0.97% | 12.08% | 2.97% | 0.00% |
| Q4 2023 | $352M | $291M | $269M | $29M | $710K | 1.04% | 12.98% | 3.33% | 0.00% |
| Q3 2023 | $344M | $298M | $258M | $25M | $775K | 1.12% | 14.02% | 3.40% | 0.00% |
| Q2 2023 | $338M | $294M | $256M | $28M | $935K | 1.23% | 14.98% | 3.45% | 0.04% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.