Bank of Odessa quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $670M | $573M | $448M | $88M | $3M | 2.08% | 15.32% | 4.12% | 2.03% |
| Q4 2025 | $650M | $546M | $457M | $91M | $3M | 2.05% | 15.20% | 4.09% | 1.93% |
| Q3 2025 | $634M | $533M | $441M | $88M | $4M | 2.09% | 15.70% | 4.09% | 2.46% |
| Q2 2025 | $628M | $520M | $438M | $84M | $3M | 1.98% | 15.05% | 3.97% | 1.51% |
| Q1 2025 | $641M | $526M | $443M | $81M | $3M | 1.94% | 14.83% | 3.88% | 2.25% |
| Q4 2024 | $612M | $496M | $448M | $83M | $3M | 1.92% | 14.30% | 3.98% | 2.05% |
| Q3 2024 | $592M | $479M | $447M | $80M | $3M | 1.93% | 14.41% | 3.94% | 1.99% |
| Q2 2024 | $579M | $470M | $440M | $77M | $3M | 1.92% | 14.40% | 3.68% | 1.16% |
| Q1 2024 | $574M | $466M | $436M | $74M | $3M | 1.94% | 14.56% | 3.54% | 1.45% |
| Q4 2023 | $556M | $452M | $431M | $76M | $2M | 1.45% | 10.95% | 3.23% | 0.86% |
| Q3 2023 | $547M | $451M | $422M | $74M | $2M | 1.39% | 10.63% | 3.13% | 1.24% |
| Q2 2023 | $537M | $454M | $420M | $71M | $2M | 1.25% | 9.64% | 3.05% | 0.77% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.