Bank of Oak Ridge quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $135M | $119M | $104M | $16M | $350K | 1.04% | 9.00% | 4.07% | 0.00% |
| Q4 2025 | $135M | $114M | $108M | $15M | $368K | 0.67% | 5.36% | 4.18% | 0.00% |
| Q3 2025 | $126M | $109M | $98M | $15M | $296K | 0.50% | 3.91% | 4.12% | 0.00% |
| Q2 2025 | $114M | $98M | $94M | $15M | $133K | 0.25% | 1.93% | 3.94% | 0.00% |
| Q1 2025 | $118M | $103M | $90M | $15M | $10K | 0.04% | 0.27% | 3.86% | 0.00% |
| Q4 2024 | $110M | $92M | $88M | $15M | $157K | 0.36% | 2.58% | 3.64% | 0.00% |
| Q3 2024 | $104M | $89M | $84M | $15M | $65K | 0.28% | 2.00% | 3.52% | 0.00% |
| Q2 2024 | $105M | $88M | $78M | $14M | $100K | 0.29% | 2.11% | 3.49% | 0.00% |
| Q1 2024 | $101M | $85M | $76M | $14M | $51K | 0.20% | 1.43% | 3.55% | 0.00% |
| Q4 2023 | $102M | $86M | $75M | $14M | $-175K | 3.45% | 24.18% | 3.53% | 0.00% |
| Q3 2023 | $102M | $84M | $75M | $16M | $3M | 4.97% | 34.61% | 3.47% | 0.49% |
| Q2 2023 | $93M | $75M | $74M | $12M | $-17K | 0.10% | 0.70% | 3.66% | 0.49% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.