Bank of Oak Ridge quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $655M | $545M | $507M | $80M | $2M | 1.01% | 8.29% | 4.15% | 1.83% |
| Q4 2025 | $658M | $539M | $510M | $80M | $3M | 1.32% | 11.81% | 4.38% | 1.37% |
| Q3 2025 | $679M | $547M | $520M | $77M | $2M | 1.26% | 11.43% | 4.35% | 1.09% |
| Q2 2025 | $675M | $551M | $530M | $74M | $2M | 1.26% | 11.61% | 4.31% | 0.92% |
| Q1 2025 | $674M | $550M | $521M | $73M | $2M | 1.07% | 9.89% | 4.17% | 0.87% |
| Q4 2024 | $661M | $539M | $508M | $72M | $2M | 1.02% | 9.43% | 4.10% | 0.68% |
| Q3 2024 | $651M | $518M | $500M | $72M | $2M | 1.02% | 9.41% | 4.07% | 0.58% |
| Q2 2024 | $647M | $516M | $489M | $69M | $2M | 1.02% | 9.40% | 4.07% | 0.11% |
| Q1 2024 | $630M | $505M | $473M | $68M | $2M | 1.02% | 9.38% | 3.99% | 0.08% |
| Q4 2023 | $617M | $501M | $462M | $67M | $2M | 1.09% | 10.20% | 4.08% | 0.09% |
| Q3 2023 | $610M | $485M | $450M | $65M | $2M | 1.09% | 10.19% | 4.07% | 0.09% |
| Q2 2023 | $609M | $482M | $439M | $64M | $2M | 1.07% | 10.00% | 4.04% | 0.07% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.