Bank of Franklin County quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $416M | $350M | $339M | $37M | $744K | 0.72% | 8.10% | 3.71% | 0.35% |
| Q4 2025 | $409M | $342M | $331M | $37M | $789K | 0.65% | 7.85% | 3.64% | 0.14% |
| Q3 2025 | $417M | $345M | $341M | $36M | $794K | 0.61% | 7.54% | 3.58% | 0.28% |
| Q2 2025 | $419M | $348M | $335M | $34M | $693K | 0.54% | 6.79% | 3.51% | 0.03% |
| Q1 2025 | $423M | $352M | $334M | $34M | $451K | 0.43% | 5.40% | 3.40% | 0.03% |
| Q4 2024 | $424M | $352M | $335M | $33M | $733K | 0.42% | 5.40% | 3.01% | 0.10% |
| Q3 2024 | $424M | $351M | $344M | $33M | $420K | 0.33% | 4.18% | 2.94% | 0.32% |
| Q2 2024 | $417M | $347M | $336M | $32M | $275K | 0.29% | 3.69% | 2.87% | 0.09% |
| Q1 2024 | $406M | $336M | $324M | $32M | $309K | 0.31% | 3.92% | 2.91% | 0.05% |
| Q4 2023 | $392M | $327M | $308M | $32M | $485K | 0.39% | 5.22% | 2.91% | 0.03% |
| Q3 2023 | $391M | $328M | $303M | $29M | $323K | 0.36% | 4.83% | 2.89% | 0.06% |
| Q2 2023 | $386M | $323M | $293M | $29M | $344K | 0.37% | 4.99% | 2.89% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.