Bank of Central Florida
Headquartered in Lakeland, FL. Part of Bank of Central Florida Holding Company. FDIC certificate #58479 · Federal Reserve RSSD 3588312.
Total assets
$1.3B
Deposits
$1.1B
Q1 2026
Active branches
6
Closings since Jan 2020
1
4 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$4M
Return on assets
1.30%
Return on equity
16.50%
Noncurrent loan rate
0.21%
Deposits by year (Summary of Deposits)
02019
12020
12021
12022
12023
12024
12025
Values in $ billions, June 30 of each year.
Closings by year
12022
Openings by year
12020
12021
12022
12024
Other network changes since 2020
- 1 branch relocations
Branches by state
Recent closings
- 300 WEST PLATT STREET · closed March 31, 2022
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.bankofcentralflorida.com.