Bank of Cadiz and Trust Company
Bank of Cadiz and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $143M | $138M | $82M | $4M | $404K | 1.13% | 39.40% | 3.47% | 0.47% |
| Q4 2025 | $143M | $138M | $79M | $4M | $196K | 0.73% | 34.80% | 3.43% | 0.38% |
| Q3 2025 | $142M | $137M | $75M | $4M | $262K | 0.80% | 42.81% | 3.41% | 0.48% |
| Q2 2025 | $138M | $134M | $70M | $3M | $351K | 0.82% | 53.46% | 3.34% | 0.08% |
| Q1 2025 | $140M | $137M | $68M | $2M | $211K | 0.62% | 48.21% | 3.27% | 0.00% |
| Q4 2024 | $132M | $130M | $68M | $1M | $436K | 0.79% | 91.07% | 3.37% | 0.00% |
| Q3 2024 | $135M | $131M | $68M | $3M | $192K | 0.62% | 71.48% | 3.25% | 0.33% |
| Q2 2024 | $133M | $132M | $68M | $504K | $216K | 0.64% | 154.47% | 3.23% | 0.33% |
| Q1 2024 | $137M | $136M | $66M | $111K | $216K | 0.63% | 147.19% | 3.16% | 0.34% |
| Q4 2023 | $135M | $133M | $64M | $1M | $391K | 0.85% | 541.12% | 3.19% | 0.36% |
| Q3 2023 | $140M | $140M | $65M | $-1803K | $201K | 0.75% | 58436.63% | 3.22% | 0.35% |
| Q2 2023 | $136M | $135M | $63M | $76K | $299K | 0.83% | 187.62% | 3.28% | 0.37% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.