Ameris Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $28.0B | $22.7B | $22.0B | $4.0B | $114M | 1.64% | 11.20% | 3.90% | 0.57% |
| Q4 2025 | $27.4B | $22.5B | $21.8B | $4.1B | $115M | 1.64% | 11.12% | 3.91% | 0.54% |
| Q3 2025 | $27.0B | $22.4B | $21.5B | $4.0B | $112M | 1.62% | 11.01% | 3.88% | 0.49% |
| Q2 2025 | $26.6B | $22.1B | $21.2B | $3.9B | $117M | 1.59% | 10.87% | 3.85% | 0.45% |
| Q1 2025 | $26.4B | $22.0B | $20.9B | $3.9B | $94M | 1.43% | 9.76% | 3.78% | 0.54% |
| Q4 2024 | $26.2B | $21.9B | $20.9B | $3.8B | $104M | 1.51% | 10.61% | 3.71% | 0.56% |
| Q3 2024 | $26.3B | $22.0B | $21.2B | $3.8B | $108M | 1.49% | 10.47% | 3.66% | 0.50% |
| Q2 2024 | $26.4B | $21.6B | $21.2B | $3.7B | $99M | 1.40% | 9.94% | 3.64% | 0.91% |
| Q1 2024 | $25.6B | $21.1B | $20.6B | $3.6B | $82M | 1.29% | 9.14% | 3.61% | 0.86% |
| Q4 2023 | $25.1B | $20.9B | $20.2B | $3.5B | $73M | 1.17% | 8.62% | 3.73% | 0.82% |
| Q3 2023 | $25.6B | $20.7B | $20.3B | $3.5B | $88M | 1.18% | 8.73% | 3.74% | 0.71% |
| Q2 2023 | $25.7B | $20.5B | $20.6B | $3.5B | $70M | 1.08% | 8.03% | 3.76% | 0.67% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.