BranchWatch

AmeriFirst Bank

Headquartered in Montgomery, AL. Part of Usal Bancorp, Inc. FDIC certificate #2838 · Federal Reserve RSSD 139133.

Total assets
$361M
Deposits
$323M
Q1 2026
Active branches
6
Closings since Jan 2020
1
2 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$1M
Return on assets
1.17%
Return on equity
12.75%
Noncurrent loan rate
0.11%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2021

Openings by year

1
2021
1
2026

Other network changes since 2020

  • 1 branches acquired through purchases or mergers

Branches by state

Alabama 6

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.amerifirstbank.com.