American Riviera Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.4B | $1.3B | $1.1B | $144M | $4M | 1.21% | 11.84% | 4.03% | 0.73% |
| Q4 2025 | $1.4B | $1.2B | $1.1B | $140M | $5M | 1.02% | 10.00% | 3.89% | 0.75% |
| Q3 2025 | $1.4B | $1.3B | $1.0B | $134M | $3M | 0.88% | 8.66% | 3.78% | 0.94% |
| Q2 2025 | $1.3B | $1.1B | $1.0B | $138M | $3M | 0.85% | 8.22% | 3.79% | 0.83% |
| Q1 2025 | $1.3B | $1.1B | $983M | $134M | $3M | 0.81% | 7.82% | 3.76% | 0.48% |
| Q4 2024 | $1.3B | $1.1B | $978M | $130M | $2M | 0.76% | 7.75% | 3.51% | 0.62% |
| Q3 2024 | $1.3B | $1.1B | $965M | $131M | $2M | 0.76% | 7.89% | 3.48% | 0.05% |
| Q2 2024 | $1.3B | $1.1B | $952M | $124M | $2M | 0.77% | 8.14% | 3.46% | 0.06% |
| Q1 2024 | $1.3B | $1.1B | $939M | $120M | $2M | 0.77% | 8.25% | 3.49% | 0.07% |
| Q4 2023 | $1.3B | $1.1B | $935M | $119M | $2M | 0.90% | 10.50% | 3.73% | 0.06% |
| Q3 2023 | $1.3B | $1.1B | $929M | $110M | $3M | 0.94% | 11.21% | 3.79% | 0.29% |
| Q2 2023 | $1.3B | $1.1B | $934M | $110M | $3M | 0.96% | 11.46% | 3.80% | 0.30% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.