American Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $325M | $265M | $242M | $39M | $755K | 0.93% | 7.71% | 4.47% | 0.00% |
| Q4 2025 | $321M | $262M | $235M | $39M | $835K | 1.06% | 8.41% | 4.60% | 0.00% |
| Q3 2025 | $297M | $239M | $237M | $38M | $799K | 1.06% | 8.33% | 4.61% | 0.00% |
| Q2 2025 | $291M | $235M | $234M | $37M | $741K | 1.04% | 8.24% | 4.51% | 0.00% |
| Q1 2025 | $288M | $239M | $233M | $36M | $743K | 1.05% | 8.34% | 4.49% | 0.00% |
| Q4 2024 | $276M | $217M | $223M | $36M | $764K | 0.96% | 7.67% | 4.34% | 0.00% |
| Q3 2024 | $285M | $228M | $219M | $35M | $880K | 0.90% | 7.31% | 4.29% | 0.00% |
| Q2 2024 | $273M | $207M | $217M | $33M | $429K | 0.72% | 5.76% | 4.29% | 0.00% |
| Q1 2024 | $267M | $202M | $213M | $33M | $520K | 0.80% | 6.36% | 4.40% | 0.00% |
| Q4 2023 | $255M | $198M | $202M | $33M | $196K | 0.79% | 6.30% | 4.37% | 0.00% |
| Q3 2023 | $247M | $196M | $194M | $32M | $448K | 0.95% | 7.65% | 4.40% | 0.00% |
| Q2 2023 | $246M | $196M | $191M | $32M | $815K | 1.06% | 8.66% | 4.49% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.