American Community Bank & Trust
American Community Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.2B | $1.0B | $773M | $118M | $4M | 1.45% | 14.46% | 3.88% | 0.05% |
| Q4 2025 | $1.1B | $984M | $754M | $114M | $4M | 1.06% | 10.06% | 3.80% | 0.00% |
| Q3 2025 | $1.1B | $940M | $731M | $113M | $4M | 0.94% | 8.84% | 3.75% | 0.17% |
| Q2 2025 | $1.0B | $894M | $729M | $112M | $474K | 0.71% | 6.61% | 3.67% | 0.28% |
| Q1 2025 | $1.0B | $888M | $670M | $111M | $3M | 1.26% | 11.61% | 3.63% | 0.18% |
| Q4 2024 | $970M | $825M | $670M | $106M | $3M | 1.15% | 11.51% | 3.23% | 0.18% |
| Q3 2024 | $1.1B | $901M | $661M | $106M | $3M | 1.15% | 11.78% | 3.07% | 0.19% |
| Q2 2024 | $1.1B | $852M | $649M | $104M | $3M | 1.15% | 11.72% | 3.00% | 0.24% |
| Q1 2024 | $1.1B | $876M | $611M | $102M | $3M | 1.25% | 12.79% | 2.94% | 0.00% |
| Q4 2023 | $952M | $809M | $612M | $98M | $2M | 0.80% | 8.21% | 2.91% | 0.00% |
| Q3 2023 | $1.0B | $828M | $601M | $93M | $2M | 0.74% | 7.65% | 2.89% | 0.00% |
| Q2 2023 | $961M | $794M | $584M | $93M | $2M | 0.65% | 6.63% | 2.98% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.