American Commerce Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $488M | $385M | $410M | $82M | $2M | 1.80% | 10.74% | 4.38% | 2.78% |
| Q4 2025 | $485M | $385M | $405M | $80M | $2M | 1.67% | 11.11% | 4.31% | 2.90% |
| Q3 2025 | $496M | $398M | $397M | $78M | $2M | 1.62% | 11.02% | 4.29% | 3.01% |
| Q2 2025 | $500M | $405M | $419M | $76M | $2M | 1.57% | 10.98% | 4.24% | 2.55% |
| Q1 2025 | $512M | $417M | $432M | $74M | $2M | 1.35% | 9.72% | 3.83% | 3.75% |
| Q4 2024 | $536M | $444M | $440M | $72M | $1M | 1.21% | 8.93% | 3.81% | 3.82% |
| Q3 2024 | $515M | $424M | $439M | $70M | $1M | 1.25% | 9.17% | 3.87% | 2.40% |
| Q2 2024 | $483M | $395M | $415M | $69M | $2M | 1.29% | 9.46% | 3.92% | 2.25% |
| Q1 2024 | $494M | $411M | $415M | $67M | $2M | 1.26% | 9.43% | 3.84% | 2.50% |
| Q4 2023 | $498M | $416M | $405M | $65M | $2M | 1.34% | 10.85% | 3.98% | 2.64% |
| Q3 2023 | $506M | $421M | $410M | $64M | $2M | 1.32% | 10.86% | 4.05% | 0.92% |
| Q2 2023 | $534M | $452M | $416M | $62M | $2M | 1.34% | 11.22% | 4.13% | 0.55% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.