American Bank of the Carolinas
American Bank of the Carolinas quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $243M | $213M | $156M | $26M | $795K | 1.40% | 12.60% | 4.52% | 0.00% |
| Q4 2025 | $212M | $183M | $151M | $25M | $798K | 1.31% | 11.32% | 4.79% | 0.00% |
| Q3 2025 | $201M | $173M | $150M | $24M | $716K | 1.24% | 10.70% | 4.67% | 0.00% |
| Q2 2025 | $198M | $171M | $141M | $23M | $605K | 1.14% | 9.97% | 4.55% | 0.00% |
| Q1 2025 | $192M | $166M | $137M | $22M | $507K | 1.04% | 9.28% | 4.43% | 0.00% |
| Q4 2024 | $197M | $172M | $127M | $21M | $470K | 1.29% | 11.33% | 4.52% | 0.00% |
| Q3 2024 | $189M | $163M | $121M | $22M | $496K | 1.40% | 12.17% | 4.56% | 0.00% |
| Q2 2024 | $183M | $159M | $123M | $20M | $483K | 1.57% | 13.72% | 4.56% | 0.00% |
| Q1 2024 | $172M | $149M | $114M | $20M | $869K | 2.09% | 17.99% | 4.51% | 0.00% |
| Q4 2023 | $161M | $139M | $105M | $19M | $538K | 1.32% | 12.08% | 4.57% | 0.00% |
| Q3 2023 | $153M | $133M | $98M | $17M | $421K | 1.31% | 12.18% | 4.53% | 0.00% |
| Q2 2023 | $147M | $126M | $95M | $17M | $402K | 1.42% | 13.23% | 4.59% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.